No Credit Check

Build credit with no annual fee, no interest, and no credit check to apply. Designed to help you grow financially. You will stay on our website. Experience the freedom to build credit while staying in control of your finances. Apply without impacting your credit score. Pay no APR or hidden fees — ever. Freeze card, track spending, and manage payments via the Chime app. We report to all 3 major credit bureaus to help build your credit. Enjoy a cost-free experience while boosting your credit. Use only what you move to the secured account — no overspending. Chime is trusted by millions for smarter banking and financial growth. Your funds are safe and secure up to the legal limit. Stay informed with instant notifications on spending and deposits. Get paid up to 2 days early with direct deposit. Qualify for SpotMe® and overdraft up to $200 with no fees. Take control of your credit future. Sign up and request your Credit Builder card today.

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