The TD® Aeroplan® Visa Infinite* Card is a premium travel rewards credit card designed for Canadians who love to travel. This card offers a substantial welcome bonus of up to 50,000 Aeroplan points, which can be redeemed for flights, hotels, car rentals, and more. Cardholders also enjoy exclusive travel benefits, such as free first checked bags on Air Canada flights, NEXUS fee rebates, and access to the Visa Infinite Concierge service. With an annual fee of $139 and interest rates of 20.99% for purchases and 22.99% for cash advances, this card provides excellent value for frequent travelers. Additional cardholders can be added for $75 per year. Eligibility requirements include a minimum annual personal income of $60,000 or a household income of $100,000.
Advantages of the TD® Aeroplan® Visa Infinite* Card
The TD® Aeroplan® Visa Infinite* Card offers numerous advantages for travel enthusiasts. Key benefits include the ability to earn Aeroplan points on everyday purchases, with accelerated earning rates for gas, groceries, and Air Canada purchases. The card’s welcome bonus of up to 50,000 Aeroplan points provides a substantial boost to your rewards balance right from the start. Additionally, cardholders can enjoy free first checked bags for themselves and up to eight travel companions on Air Canada flights, NEXUS application fee rebates, and no expiry on Aeroplan points as long as the account remains in good standing. The Visa Infinite Concierge service, access to the Visa Infinite Luxury Hotel Collection, and travel insurance coverage further enhance the card’s value.
Disadvantages of the TD® Aeroplan® Visa Infinite* Card
Despite its many benefits, the TD® Aeroplan® Visa Infinite* Card does have some drawbacks. The annual fee of $139 may be a consideration for those who do not travel frequently. The high interest rates on purchases (20.99%) and cash advances (22.99%) can be costly if the balance is not paid in full each month. Additionally, the card has a high income requirement, making it less accessible for individuals with lower incomes. Finally, while the card offers extensive travel benefits, these perks are primarily geared towards Air Canada flights, which may not be ideal for those who prefer other airlines.
Extra features offered by the TD® Aeroplan® Visa Infinite* Card
The TD® Aeroplan® Visa Infinite* Card comes with several extra features that add value for cardholders. These include mobile device insurance, purchase security, and extended warranty protection for eligible purchases. Cardholders can also take advantage of the TD Payment Plans, which allow them to convert large purchases into manageable monthly payments. The card offers enhanced security features such as Chip & PIN technology, TD Fraud Alerts, and Visa Secure for online shopping. Additionally, cardholders can save on car rentals with Avis and Budget and enjoy exclusive access to events and experiences through the Visa Infinite Dining Series, Wine Country Program, and Troon Golf benefits.
Learn how to apply for your TD® Aeroplan® Visa Infinite* Card
Applying for the TD® Aeroplan® Visa Infinite* Card is straightforward. You can apply online by visiting the TD Canada Trust website, where you will need to provide your personal information, including your full legal name, date of birth, home address, phone number, email address, employment status, and gross annual income. The online application process is designed to be quick and user-friendly, providing an instant response upon submission.
Discover the main ways to apply for the TD® Aeroplan® Visa Infinite* Card
In addition to applying online, there are several other ways to apply for the TD® Aeroplan® Visa Infinite* Card. You can call TD’s banking specialists at 1-855-315-4325 to complete your application over the phone. Alternatively, you can book an appointment to meet with a banking specialist in person at a TD branch near you. This personalized approach allows you to ask questions and receive assistance with your application.
Prerequisites for request
To be eligible for the TD® Aeroplan® Visa Infinite* Card, applicants must meet specific prerequisites. These include having a minimum annual personal income of $60,000 or a household income of $100,000. Applicants must also be Canadian residents and of the age of majority in their province or territory of residence. For those who do not meet the income requirement, the TD® Aeroplan® Visa Platinum* Card is available as an alternative.
From the site
Applying for the TD® Aeroplan® Visa Infinite* Card from the TD website is easy and convenient. Simply visit the TD Canada Trust website, navigate to the credit cards section, and select the TD® Aeroplan® Visa Infinite* Card. Follow the prompts to complete your online application by providing the necessary personal and financial information.
From the site App
You can also apply for the TD® Aeroplan® Visa Infinite* Card through the TD app. Download the app on your mobile device, log in to your TD account, and select the credit card application option. Follow the steps to fill out and submit your application directly from your smartphone or tablet.
By agency
If you prefer to apply in person, you can visit a TD branch and speak with a banking specialist. Schedule an appointment online or by calling your local branch. During the appointment, the specialist will guide you through the application process and answer any questions you may have.
The TD® Aeroplan® Visa Infinite* Card is an excellent choice for frequent travelers looking to maximize their rewards and enjoy exclusive travel benefits. With its generous welcome bonus, accelerated earning rates on gas, groceries, and Air Canada purchases, and a host of additional perks, this card offers substantial value. While the annual fee and high-interest rates may be a consideration for some, the extensive travel benefits and security features make it a worthwhile investment for those who meet the income requirements. Overall, the TD® Aeroplan® Visa Infinite* Card stands out as a top travel rewards credit card in Canada.