Experience the ease and convenience of the Citi Simplicity® Card, offering no annual fee, no late fees, and a low intro APR on balance transfers and purchases. Learn more about its advantages, extra features, and how to apply in this comprehensive guide.

Advantages of the card Citi Simplicity®

The Citi Simplicity® Card offers several advantages, including:

– No annual fee, ever.

– No late fees, providing peace of mind for forgetful cardholders.

– No penalty rate, ensuring consistent terms for cardholders.

– Low introductory APR on balance transfers for 21 months, followed by a variable APR of 19.24% – 29.99%, based on creditworthiness.

– Low introductory APR on purchases for 12 months, followed by a variable APR of 19.24% – 29.99%, based on creditworthiness.

– $0 liability on unauthorized charges, offering added security.

Disadvantages of the card Citi Simplicity®

While the Citi Simplicity® Card offers many benefits, it’s important to note:

– Balance transfers may accrue interest on new purchases and unpaid introductory balances after the introductory period ends.

– Balance transfer fee: Intro balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for transfers completed within 4 months of account opening. After that, 5% of each transfer (minimum $5).

Extra features offered by Citi Simplicity®

– Automatic Account Alerts to keep you informed about balance levels, payments due, or credit limit exceedances.

– Contactless-chip enabled card for secure and convenient payments.

– Flexible payment due date to align with your financial schedule.

– Compatibility with digital wallets for easy and secure transactions online, in apps, and in stores.

Learn how to apply for your credit card Citi Simplicity®

Applying for the Citi Simplicity® Card is straightforward:

Discover the main ways to apply for the card Citi Simplicity®

Prerequisites for request:

From the site

– Apply online through the provided link.

From the site App

– Use the Citi Mobile App to apply conveniently from your smartphone.

By agency

– Contact a Citi representative for assistance with the application process.

The Citi Simplicity® Card lives up to its name by offering straightforward terms, no annual fee, and no late fees. With its low intro APR on balance transfers and purchases, along with additional features like automatic account alerts and contactless payments, it provides a hassle-free experience for cardholders. Apply today to simplify your financial life.